One of the first questions families ask after a tragedy is whether insurance will pay for crime scene cleanup. In Florida, the answer is often yes — but it depends on your policy and the circumstances.
Homeowner policies
Many HO-3 and similar policies include coverage for remediation when damage results from a covered peril. Blood cleanup, trauma scene decontamination, and related biohazard removal are frequently covered as part of the property loss.
Commercial and rental properties
Business owners and landlords should review commercial property and general liability policies. Cleanup after incidents on-premises may be covered, especially when documented promptly.
What insurers typically need
- Photos and scope of contamination
- Itemized remediation invoice
- Proof of licensed biohazard disposal
- Timeline of response and completion
Florida Crime Victims Compensation
When a violent crime is involved, victims or families may qualify for assistance through the Florida Crime Victims Compensation Program for eligible expenses including cleanup. Ask your adjuster or visit Florida Attorney General resources for current eligibility.
Working with your adjuster
Contact your insurance company as soon as practical after the scene is released.
Ask whether biohazard remediation is covered under your property damage provisions.
BioClear Pros can provide photos, scope reports, and disposal records when adjusters request them.
For a step-by-step overview of estimates, claim questions, and work authorization, read our insurance process guide.
BioClear Pros provides detailed documentation for insurance across tri-county South Florida. Call (954) 678-4799 for immediate assistance.
About BioClear Pros
BioClear Pros LLC is a licensed and insured biohazard remediation company headquartered at 5650 Stirling Rd in Hollywood, Florida.
We serve Miami-Dade, Broward, Palm Beach, Lee, Collier, and Charlotte County with 24/7 dispatch.
Services include crime scene cleanup, trauma remediation, unattended death cleanup, hoarding with biohazard exposure, and related work.
Every job follows OSHA bloodborne pathogen standards.
Technicians wear full PPE, use EPA-registered disinfectants, and transport waste through licensed biomedical carriers.
We document remediation for insurance adjusters when policies cover the loss.
When to call for professional cleanup
Call BioClear Pros when blood, bodily fluids, decomposition, or trauma contamination is present.
DIY cleanup risks exposure to bloodborne pathogens.
It may also violate Florida biomedical waste rules.
Professional remediation includes containment and removal of contaminated materials.
We apply hospital-grade disinfection and odor neutralization when needed.
Documentation for insurance is provided when policies cover the loss.
How our remediation process works
A live dispatcher confirms your address and whether law enforcement has released the scene.
Crews arrive with PPE, containment supplies, and EPA-registered disinfectants.
We remove contaminated materials, treat affected surfaces, and neutralize odors when needed.
Licensed carriers transport regulated waste with proper manifests.
You receive photos and an itemized scope when insurance documentation is required.
Service area coverage
Our Hollywood headquarters supports Miami-Dade, Broward and Palm Beach.
Our Fort Myers office supports Lee, Collier and Punta Gorda, with Port Charlotte confirmed by availability.
Cities include Miami, Fort Lauderdale, Hollywood, West Palm Beach, Fort Myers, Cape Coral, Naples, Marco Island, Port Charlotte, and Punta Gorda.
Condo, HOA, and commercial properties can request unmarked vehicles and discreet access coordination.
Related services and city pages
Browse crime scene cleanup, biohazard cleanup, unattended death cleanup, and hoarding cleanup across South Florida.
City-specific pages are listed on our site map.
For immediate help, call (954) 678-4799.
For non-emergency scheduling, book a quote online.
What to do before a crew arrives
Wait for official release when investigators still hold the property.
Do not wipe blood or fluids with household cleaners — that can spread contamination.
Secure pets and clear a path to the affected rooms when it is safe.
Note elevator, parking, and HOA rules so staging stays on schedule.
Share gate codes and on-site contacts when you call or book.
Insurance documentation after remediation
Many Florida policies cover biohazard remediation after a covered loss.
Ask for photos and an itemized scope when adjusters need a written record.
Keep claim numbers handy if you already opened a file.
Landlords and HOAs often need a written summary for tenant or board records.
Coverage decisions remain with the insurer and policy language.
Fire and smoke cleanup notes
Fire cleanup starts after the fire is out and re-entry is cleared.
Soot, smoke odor, and contents sorting are in scope — structural rebuild is separate.
Read fire restoration or call for a fire assessment.
Do not smear soot with household cleaners before an assessment.
Who to involve before cleanup starts
Confirm who can authorize work — owner, manager, or estate representative.
Loop in insurance only when a claim is already open or you plan to open one.
HOA or building contacts help with elevators, parking, and quiet-hour rules.
Keep one point of contact so the crew is not waiting on conflicting instructions.
Spanish-friendly communication is available when families need it.
Quick links after you finish this guide
Service hubs: crime scene · biohazard · unattended death.
Near me: crime scene near me · biohazard near me.
Offices: Hollywood · Fort Myers.
Book: online quote · Call (954) 678-4799.
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